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Eighty percent of Americans agree they would benefit from having basic financial education and information.^1
1 The 2009 Consumer Financial Literacy Survey, Harris Interactive, Inc., 2009

Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.

Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.

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• Estates & Trusts

  Living Trusts
  Paying Estate Taxes
  History of the Federal Estate Tax
  

  Retirement

  Why Purchase Annuities
  Split-Annuity Strategy
  Annuity Living Benefits
  How Much Do I Need to Save?
  A New Chapter for Retirement
  Planning Options
  Social Security Income
  Roth IRAs
  

• Tax Planning

  Tax-Advantaged Investments
  Tax Deductions
  

  Investing

  Exchange-Traded Funds
  Diversification
  Types of Bonds
  Fixed vs. Variable Annuities
  Investment Risks
  Asset Classes
  Asset Allocation
  

• Cash Management

  Cash Management Basics
  

  Risk Management

  Long-Term-Care Costs
  Medicare Coverage
  Types of Life Insurance