Retirement Planning Services in Grand Rapids & Byron Center, MI

Plan for Retirement with Confidence

We help people across Grand Rapids, Byron Center, and nearby communities plan for retirement in a way that’s both practical and personal. Whether you’re five years out, already retired, or just getting started, we’ll work with you to turn your savings into a plan — one that supports your lifestyle and gives you peace of mind.

What Retirement Planning Covers

We help you answer these questions and create a strategy that addresses:

Everyone’s retirement path is different, but most people share the same big questions:

When can I afford to retire?

Will my money last?

When should I take Social Security?

What if something unexpected happens?

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Income Planning

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Social Security Timing

Help you choose the right age to start benefits based on longevity, income needs, and spousal benefits.

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401(k) & IRA Strategies

Guide you through rollovers, required minimum distributions (RMDs), Roth conversions, and tax-smart withdrawal plans.

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Healthcare & Long-Term Care Planning

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Tax Planning in Retirement

Coordinate withdrawals and account types to help minimize taxes over time — especially important for Michigan retirees.

Retirement in West Michigan

Retirement in Michigan comes with its own set of benefits and challenges. We understand the local landscape — from housing prices and property taxes to Michigan’s retirement income exemptions. Whether you’re planning to stay in Byron Center, downsize in Grand Rapids, or spend winters in a warmer state, your retirement plan should reflect that.


We work with many retirees from local companies like Steelcase, Meijer, and health systems around Kent County. We also support snowbirds and those thinking about a second property up north or out of state.

Contact Us

Our Retirement Planning Process

Our retirement planning process is built around real conversations and clear next steps:

Start with your goals

We learn what retirement looks like for you and your family.

Evaluate your resources

We review savings, pensions, Social Security, and other income sources.

Build the plan

You’ll get a clear picture of your income strategy, tax impact, and timelines.

Monitor & adjust

Life changes — and so will your plan. We meet regularly to stay on track

Common Questions

  • How much money do I need to retire in Michigan?

    It depends on your lifestyle, expenses, and goals. We’ll help you calculate your number and show you how to get there.

  • When should I start planning for retirement?

    The earlier the better, but it’s never too late. Even if you’re just a few years from retirement, we can still build a strong plan.

  • Do I need to be retired to start working with you?

    Not at all. Many of our clients are mid-career and want to get ahead of the curve.

  • Can you help with Roth conversions or pension decisions?

    Yes — we regularly help clients evaluate pension payout options, and we incorporate Roth strategies where they make sense.

  • Is Michigan a good state to retire in?

    For many people, yes. Michigan does not tax Social Security benefits and offers partial exemptions for other retirement income. We can walk you through the details based on your situation.

Let’s Build Your Retirement Plan

Whether you want to retire early, work part-time, or just make your money last, we’ll help you create a retirement plan that makes sense — and keeps up with your life.